Privacy Policy, Terms & Conditions

Our Privacy Policy was last updated on June 24, 2024.

This Privacy Policy governs the manner in which the website collects, uses, maintains and discloses information collected from users (each, a 'User') of the website ('fifthandrich.com' and 'fifthandrich.ai'). This privacy policy applies to the Site and all products and services offered by FIFTH and RICH.

HI THERE

Welcome to our Privacy Policy! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our Site, register on the site, subscribe to the newsletter, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, where appropriate, an email address. Users may, however, visit our Site anonymously.


We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, however, it may prevent them from engaging in certain Site related activities.

BASICALLY...

“Personal Information” is information someone can use to identify you.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users' means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use 'cookies' to enhance User experience. Users' web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

[COMPANY] may collect and use Users' personal information for the following purposes:

  • To improve customer service

Information you provide helps us respond to your customer service requests and support needs more efficiently.

  • To personalize user experience

We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

  • To send periodic emails

We may use the email addresses to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or the User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices, and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Third party websites

Users may find advertising or other content on our Site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our Site, is subject to that website's own terms and policies.

Changes to this privacy policy

FIFTH and RICH has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

TERMS AND CONDITIONS

Terms & Conditions

Effective Date: May 2025

Welcome to Fifth and Rich! By using our website and services at www.fifthandrich.ai (the “Site”), you agree to the following Terms and Conditions. Please read them carefully. If you do not agree, please do not use our services.

1. Acceptance of Terms

By accessing or using the services on this Site, including digital product creation, publishing support, funnel building, and marketing services, you agree to be bound by these Terms and all applicable laws. These Terms apply to all visitors, users, and clients.

2. Services Provided

Fifth and Rich provides a variety of services including but not limited to:

  • Book and digital product creation

  • Sales funnel development

  • Publishing support (ISBN, Amazon listing, print platforms)

  • Marketing services (launch strategy, paid ads, organic traffic, review generation)

We reserve the right to modify or discontinue any service at any time without notice unless otherwise contracted.

3. Payment and Refunds

All services are prepaid and billed upfront or as agreed upon in a service agreement. Due to the custom nature of our work, all sales are final and non-refundable unless otherwise specified in writing.

4. Client Responsibilities

You agree to provide timely responses, feedback, and any required materials needed to fulfill the scope of your project. Delays in communication or deliverables on your end may impact timelines and outcomes.

5. Intellectual Property

Any materials, templates, content, or resources provided by FIFTH and RICH remain our intellectual property unless otherwise specified. You are granted a limited, non-transferable license to use these materials for your own business purposes.

All content created for you (books, funnels, graphics, etc.) will be delivered to you upon completion and final payment, and you will hold full usage rights unless otherwise agreed upon.

6. Publishing Disclaimer

While we assist with publishing and marketing services, FIFTH and RICH does not guarantee specific outcomes, including but not limited to bestseller status, number of sales, media features, or speaking engagements.

Success depends on multiple factors including your engagement, audience, marketing efforts, and niche.

7. Limitation of Liability

To the fullest extent permitted by law, FIFTH and RICH is not liable for any indirect, incidental, or consequential damages resulting from your use (or inability to use) our services or content.

8. Third-Party Tools & Platforms

Our services may involve the use of third-party tools (e.g., Amazon KDP, Canva, email marketing platforms, payment processors). We are not responsible for the terms or service disruptions of these platforms.

9. Termination

We reserve the right to terminate our working relationship if you violate these Terms, fail to pay, or engage in disrespectful or harmful behavior. Any remaining payments due will still be your responsibility.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Site or services after changes are posted means you accept the updated Terms.

11. Contact

If you have any questions about these Terms, please reach out to us at:
hello at fifthandrich dot come.

By using our services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

GENERAL DISCLAIMER AND RELEASE

Nothing contained herein constitutes tax, legal, insurance or investment advice, or the recommendation of or an offer to sell, or the solicitation of an offer to buy or invest in any investment product, vehicle, service or instrument. Such an offer or solicitation may only be made by delivery to a prospective investor of formal offering materials, including subscription or account documents or forms, which include detailed discussions of the terms of the respective product, vehicle, service or instrument, including the principal risk factors that might impact such a purchase or investment, and which should be reviewed carefully by any such investor before making the decision to invest.

FIFTH and RICH information may include statements concerning business investment strategies, financial market trends and/or individual stocks, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment which may differ materially, and should not be relied upon as such.

The investment strategy and broad themes discussed herein may be inappropriate for investors depending on their specific investment objectives and financial situation. Information contained in the material has been obtained from sources believed to be reliable, but not guaranteed. You should note that the materials are provided "as is" without any express or implied warranties.

Past performance is not a guarantee of future results. All investments involve a degree of risk, including the risk of loss. No part of FIFTH and RICH materials may be reproduced in any form, or referred to in any other publication, without express written permission from FIFTH and RICH.

Digital Products Purchase Policy

NO REFUND POLICY

1. Introduction By purchasing these digital products, you agree to the terms and conditions outlined in this policy. Please read carefully before making a purchase.

2. No Returns and No Refunds Due to the nature of digital products, all sales are final. Once a digital product is purchased and delivered, it cannot be returned or refunded. We do not offer refunds or exchanges for digital products.

3. Product Delivery Upon successful payment, you will either receive a download link for the purchased digital product or an email towards your purchase. Ensure you provide a valid email address at the time of purchase. If you encounter any issues with receiving our email, please contact our support team.

4. Technical Issues We are not responsible for any technical issues you may experience with your devices or software that may affect the download or use of our digital products. Please ensure your device meets the necessary requirements before purchasing.

5. Customer Support If you have any questions or need assistance with your purchase, please contact our support team at admin at fifthandrich dot com. We strive to respond to all inquiries within 2 to 7 business days.

6. Changes to This Policy We reserve the right to modify this policy at any time. Any changes will be posted on this page. It is your responsibility to review this policy periodically for updates.